Easy and Affordable

- Insurance companies are often disinclined to prioritize disease prevention, as it can be seen as a threat to their profit-driven agenda. After all, if they successfully prevent or cure a disease, how can they ensure that individuals remain dependent on continuous insurance payments to cover the hamster wheel of medications and doctor's visits?

To delve deeper into the issue, functional care doctors, who genuinely strive to understand their patients' needs, usually take considerable time during initial intake visits, sometimes lasting up to two hours. Unfortunately, this approach clashes with the insurance model, as insurance companies typically only reimburse physicians for a mere 15 minutes of the visit.

Moreover, many fundamental treatments offered by functional medicine practices are not recognized within the current standard of medical care. For example, treatments like intravenous vitamin supplementation, which are backed by research, are not officially approved by the U.S. Food and Drug Administration (FDA) or supported by traditional medicine's reliance on peer reviews. Sadly, the traditional medicine standard of care consistently lags 17 years behind current research and societal awareness. As a result, insurance companies refuse to cover these treatments without FDA approval.

- Choosing not to be covered by insurance actually offers numerous advantages to patients seeking care from a functional medicine practice.

By operating outside the realm of insurance, our practice can embrace the latest and most advanced therapies and treatments without being limited by outdated medical practices dictated by insurance reimbursement policies. This doesn't mean that traditional medical practices or medications are completely disregarded; functional medicine still incorporates aspects of both. However, our doctors have the freedom to prioritize what is truly best for the patient, rather than being restricted by insurance coverage. This cash-based model allows us to provide personalized healthcare tailored to each individual's unique needs.

At our practice, we understand that even if two patients have the same condition, the underlying causes and appropriate treatments may differ significantly. By not relying on insurance compensation, we can invest the necessary time to thoroughly understand each patient's situation and provide the care they truly need. This approach enables us to build genuine relationships with our patients and become partners in their health journey, which is simply not possible in rushed, insurance-driven visits.

One significant advantage of the cash-based system is transparency. There are no hidden fees or surprise bills. Patients always know exactly what is covered and what they will be charged for. Our physicians work closely with individuals to determine which tests and treatments are essential, creating a customized plan that aligns with their budget and specific needs.

It's important to note that individuals who seek the expertise of a functional medicine practice prioritize necessity over expense. Patients looking for transformative and effective changes in their health are willing to invest in their well-being. In the long run, receiving appropriate and personalized treatment for health concerns proves to be more cost-effective than enduring the ongoing suffering associated with the same condition, repeatedly paying for doctors and hospital visits at traditional medical care facilities, and obtaining minimal health results in return.

YES! Many of our members use their FSA/HSA to pay for clinical fees, specialty tests, and supplements. However, we recommend checking with your FSA/HSA company/carrier for more information and details as to how you can use these funds.

In case there is any additional documentation you need, we’re more than happy to help get you the necessary paperwork.

To cancel after the Minimum Term has expired (12 months), you can either email a notice of cancellation to memberships@keystonewellness.us or complete a Keystone Wellness's standard “Cancellation Notice” signed and submit it in person to a Keystone Wellness employee. If you choose to cancel by email, please ensure that your email includes your full name, phone number on file, and a request to terminate your Membership. Standard form of cancellation notice must be received at least thirty (30) days prior to the effective cancellation date. Failure to comply with these cancellation terms will not result in the cancellation of your Membership, and you will continue to be charged as per the terms of this Agreement until a valid cancellation is submitted. Note that canceling your Membership during the Minimum Term is not permitted, except as otherwise specified below:

If you become physically incapable of receiving a significant portion of the services outlined in this Membership Agreement or if you pass away, you or your estate may terminate this Agreement at any time. Keystone Wellness may request proof of your disability or death before terminating this Agreement. Upon valid cancellation, Keystone Wellness will refund any unused portion of your Monthly Fee within thirty (30) days of receiving your Cancellation Notice.

You have the right to cancel this Agreement within three days of receiving an executed copy, up until midnight of the third day. If you cancel during this period, your Membership will be terminated but you will not receive a full refund of the Monthly Fee.. In the event that the third day falls on a federal holiday or when the Keystone Wellness location where you signed up is closed and you cannot access their facilities or services, you may notify Keystone Wellness of your cancellation by sending an email to memberships@keystonewellness.us or calling the office and leaving a detailed messaged.